Average Household Loans Reached KHR 58.7M in Phnom Penh

Average outstanding loan among indebted households by residence; million riels, 2021 and 2023.

What the Data Shows

Average outstanding household loans are compared across Cambodia and three residence groups in 2021 and 2023. The national average rose from 21.346 million to 25.881 million riels among households with outstanding loans. Phnom Penh recorded the largest change, rising from 28.439 million to 58.689 million riels, an increase of 106.4%. The 2023 rural average was 20.139 million riels, well below the capital level.

Data table

Unit: million Cambodian riels · Period: 2021–2023

RankEntryValuePeriod
1CambodiaKHR 21.346M2021
2CambodiaKHR 25.881M2023
3Phnom PenhKHR 28.439M2021
4Phnom PenhKHR 58.689M2023
5Other urbanKHR 26.660M2021
6Other urbanKHR 32.217M2023
7Other ruralKHR 18.334M2021
8Other ruralKHR 20.139M2023

Sources

Source 1: Cambodia Socio-Economic Survey 2023

Publisher: National Institute of Statistics, Cambodia

Dataset/table: Cambodia Socio-Economic Survey 2023

Units: thousand riels

Date checked: 2026-07-19

Evidence: Supports the published values, periods and definitions used for average outstanding household loan by residence in Cambodia.

Data notes & caveats

These are average outstanding balances among households with loans, not debt per resident or per household across the whole population. Values are expressed in million Cambodian riels.

Methodology

The grouped comparison converts the official thousand-riel values into million riels for readability. Percentage changes use the published 2021 and 2023 balances.

Source consistency notes

All residence groups use the same Cambodia Socio-Economic Survey measure in 2021 and 2023.

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