What the Data Shows
New Zealand adults are compared by how often they used cash for everyday purchases during the seven days before the September 2025 survey. The eight response categories form one frequency distribution, with percentages based on weighted survey respondents. The largest group, 36.1%, had not used cash in the previous seven days, while 22.1% used it once and 18.2% used it twice. The categories indicating at least one cash payment sum to 60.5%, and all eight published percentages sum to 99.1% because of rounding.
Data table
Unit: percent · Period: September 2025
| Rank | Entry | Value | Period |
|---|
| 1 | Never use cash | 2.5% | Sep 2025 |
| 2 | No cash in past seven days | 36.1% | Sep 2025 |
| 3 | Once | 22.1% | Sep 2025 |
| 4 | Twice | 18.2% | Sep 2025 |
| 5 | Three to six times | 13.3% | Sep 2025 |
| 6 | Seven to ten times | 5.0% | Sep 2025 |
| 7 | Eleven to twenty times | 0.9% | Sep 2025 |
| 8 | More than twenty times | 1.0% | Sep 2025 |
Sources
Source 1: Reserve Bank of New Zealand Cash Use Survey Series
Publisher: Reserve Bank of New Zealand
Dataset/table: Cash Use Survey
Units: percent
Date checked: 2026-07-18
Evidence: Provides the official cash-use frequency during the previous seven days values used for September 2025.
Data notes & caveats
The estimates are weighted percentages of New Zealand usually resident adults in the survey panel; the 0.9-point shortfall from 100% reflects published rounding.
Methodology
All eight September 2025 cash-frequency responses are retained in source order. The graphic uses the published percentages without forcing the rounded 99.1% total to equal 100%.
Source consistency notes
Every percentage uses the same final September 2025 RBNZ Cash Use Survey release and weighted adult population.
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