New Zealand household saving rate; % of disposable income, years ended Mar 2018–2024.
New Zealand’s household saving rate is tracked for the years ended March from 2018 through 2024. The rate measures household saving as a share of disposable income and can be negative when spending exceeds disposable income. It rose from −1.8% in 2018 to a peak of 7.5% in 2021 before falling to −2.2% in 2023. The rate returned to positive territory at 1.0% in 2024, a 3.2-point increase from 2023.
Source 1: Reserve Bank of New Zealand Economic Indicators — National Saving
Publisher: Reserve Bank of New Zealand
Dataset/table: National saving
Units: percent
Date checked: 2026-07-18
Evidence: Provides the complete official values used for household saving rate across Years ended March 2018–2024.
The annual observations refer to years ended March; a negative rate indicates household dissaving.
All seven annual household-saving-rate values in the official release were retained in year order.
Every value uses the same Reserve Bank of New Zealand Economic Indicators — National Saving, the same annual year-ended-March period basis and the stated unit.
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