Growth of China’s Financial-Institution Balances, December 2025

Year-on-year growth in selected deposit and loan balances; end-December 2025 prelim.

What the Data Shows

China’s selected financial-institution balance growth rates ranged from 3.7 percent to 9.7 percent at the end of 2025. Household deposits grew fastest at 9.7 percent, while total deposits increased by 9.0 percent. Total loans rose by 6.2 percent, and both short-term and medium- and long-term loans increased by 5.8 percent. The rates describe nested and overlapping balance classifications and must not be added together.

Data table

Unit: percent year on year · Period: December 2025

RankEntryValuePeriod
1Total deposits9%2025-12
2Household deposits9.7%2025-12
3Enterprise deposits3.7%2025-12
4Total loans6.2%2025-12
5Short-term loans5.8%2025-12
6Medium- & long-term loans5.8%2025-12

Data notes & caveats

The balance categories overlap and the growth rates cannot be summed or treated as shares. The National Bureau of Statistics identifies the annual communiqué figures as preliminary.

Methodology

Compares six reported year-on-year rates at the same end-date, groups them by deposit or loan family and removes one exact duplicate rate.

Source consistency notes

All reported rates use the same NBS release, end-December 2025 date and percent unit.

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