Cyprus Bank Deposits and Loans, December 2024–2025

Cyprus monetary-financial-institution deposits and loans: balances, annual growth and monthly net transactions, December 2024–2025.

What the Data Shows

Cyprus bank deposits rose from €55.9 billion in December 2024 to €58.7 billion in December 2025. Loans increased from €25.4 billion to €27.1 billion over the same interval. Annual loan growth accelerated from 2.8% to 10.7%, while deposit growth edged down from 6.6% to 6.5%. Balances, growth rates and monthly net transactions are different measures and must remain separately labelled.

Data table

Deposit balance — Dec 2024 55.9
Deposit balance — Dec 2025 58.7
Loan balance — Dec 2024 25.4
Loan balance — Dec 2025 27.1
Deposit annual growth — Dec 2024 6.6
Deposit annual growth — Dec 2025 6.5
Loan annual growth — Dec 2024 2.8
Loan annual growth — Dec 2025 10.7
Net deposit transaction — Dec 2024 977.4
Net deposit transaction — Dec 2025 877.1
Net loan transaction — Dec 2024 503.2
Net loan transaction — Dec 2025 587.2

Sources

Source 1: Monetary Financial Institutions: Deposits and Loans, December 2024–2025

Publisher: Central Bank of Cyprus

Dataset/table: Deposits and Loans, December 2024–2025

Units: EUR billion, percent and EUR million

Date checked: 2026-07-19

Evidence: Supports deposit and loan balances, annual growth rates and net transactions for December 2024 and December 2025.

Data notes & caveats

Balance stocks, annual growth rates and monthly net transactions answer different questions. Percentage values are displayed without currency symbols; the source-backed numeric values are unchanged.

Methodology

Compares final December 2024 and December 2025 MFI balances, annual growth rates and net transactions from the Central Bank of Cyprus.

Source consistency notes

All twelve observations come from the same Central Bank of Cyprus MFI statistical release family.

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